MFI Loan Application

The MicroCredit Enterprises loan application procedure is simple and straightforward. MicroCredit Enterprises is currently accepting loan applications and encourages eligible microfinance institutions (MFIs) to apply.

After completing the loan application in full, click on Submit Application, below. Following a review of the application, MicroCredit Enterprises staff will contact the MFI applicant regarding the next steps for the application process.

Questions about the loan application process, the status of pending loan applications and all related matters should be addressed to: Kyle R. Salyer, Executive Vice President, Portfolio Management.

Required Infomation:
Application Date:*
Section One - Contact Information
MFI Name:*
MFI Address:*
MFI Website URL:
Contact Person:
Email Address:*
Telephone:
Section Two - Loan Request
Requested Facility
Requested Loan/Guarantee Amount (USD)
Preferred Funding Date
Section Three - Eligibility
An applying Microfinance Institution should comply with the following eligibility criteria:

1. Applying MFI currently serves at least 5,000 borrowers or has a minimum $1,000,000 gross loss portolio.

Date MFI Founded:
Number of Active Borrowers:
Outstanding loan portfolio (USD)
Average Loan Size (USD)
Lending Methodologies (village banking, solidarity group, individual, etc.):
2. Portfolio-at-Risk (i.e., outstanding balance of all loans with payment(s) in arrears beyond 30 days) cannot exceed 10%:

Portfolio at Risk >30 Days
3. Applying MFI agrees to provide independent audit reports covering at least the two most recent years
4. Applying MFI is able to submit a business plan with three years of financial projections.
5. Applying MFI can provide a credit rating report or other similar external evaluation or recommendation.
6. Applying MFI is operationally self-sufficient or will demonstrate a clear plan to achieve operational self-sufficiency.
7. Applying MFI has posted a financial and operational profile at the MIX Market, the internet clearinghouse for standardized information about the financial strength and performance of MFIs.
8. Applying MFI can verify that the requested loan will not exceed thirty-five percent (35%) of the MFI's total outstanding loan portfolio.
Applying MFI certifies that the above information is true and correct to the best of its knowledge as of the date of this application.
Section Four - Apply to Cooperating Lenders
Applying MFI would like MicroCredit Enterprises to forward its loan application to MicroCredit Enterprises' Cooperating Lenders. The Cooperating Lenders will independently consider a loan to the applying MFI. MicroCredit Enterprises does not guarantee that the Cooperating Lenders will offer a loan proposal to the applying MFI.
Applying MFI would like application forwarded to coorperating lenders as listed above.
*required for submission
shad_bot_left (1K) shad_bot_right (1K)